Working on a Budget

I have been working on our family budget for almost a week now. It's a little more difficult than I had thought. I'm trying to find ways to cut some corners and save some money, so we can pay off some of our debts. I am thinking about calling around to get an insurance quote to see if I can actually lower that one bill we get each month. I have heard from other friends of ours that they feel I pay way too much for insurance. I figure since I am trying to reduce our monthly expenses, I might as well find out if they know what they are talking about.